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See How It Actually Works

From bank statements to lodged BAS in 3 simple steps. Most businesses complete their monthly bookkeeping in under 5 minutes.

The 3-Step Process

Simple, fast, and accurate. Your total time: 5-10 minutes per month.

STEP 1

Upload & Sync

Connect your bank via Open Banking or upload CSV/PDF statements. Transactions appear instantly in a simple spreadsheet interface — no accounting software to learn.

CBA, NAB, Westpac, ANZ, and 40+ banks supported
Real-time sync or manual upload
Bank-grade 256-bit SSL encryption
Australian data centers (AWS Sydney)

Takes 2 minutes — One-time setup, then automatic

Upload Statement
CSV

CBA_Sept_2024.csv

234 transactions

PDF

NAB_Sept_2024.pdf

187 transactions

Categorize Transactions
Cafe latte CBD$4.50

✓ AI Applied to 47 similar transactions

All cafe/coffee transactionsAuto-filled
200+ transactions/minute
STEP 2

Categorize Lightning-Fast

Type transaction descriptions in plain English. Our AI learns from your first few entries and auto-fills similar transactions instantly. No accounting knowledge needed.

Smart pattern recognition and grouping
Plain English descriptions (no jargon)
Learns from your workflow
Spreadsheet-like interface

Takes 2-5 minutes — For an entire month of transactions

STEP 3

We Review & Lodge

Our ATO-registered accountants review every transaction, reconcile your accounts, prepare your BAS and tax returns, and lodge directly with the ATO on your behalf.

100% transaction review by qualified accountants
Full bank reconciliation
Questions raised via dashboard
Direct ATO lodgement included

Takes 3-5 business days — We handle everything for you

Review Status

Transactions Reviewed

234/234 complete

Bank Reconciliation

100% matched

BAS Preparation

In progress...

What Happens Each Month

A typical month with Nymbo — clear, predictable, stress-free

1

Month Starts

Your bank transactions sync automatically. You categorize new transactions as they come in (or batch them at month-end).

30

Month End — You Submit

Click "Submit for Review" in your dashboard. Takes 5-10 minutes total for the month.

3-5

We Review (3-5 Days)

Your accountant reviews every transaction, reconciles accounts, and prepares reports.

If we have questions, they appear in your dashboard (typically <5 questions)

Lodged with ATO

After your approval, we lodge directly with the ATO. You receive confirmation and all reports.

✓ On-time guarantee — We lodge on time or your next month is free

Security & Compliance

Your data is protected with bank-grade security and handled by qualified professionals

Bank-Grade Encryption

  • • 256-bit SSL encryption
  • • SOC 2 Type II compliant
  • • PCI DSS certified
  • • Australian data centers (AWS Sydney)

ATO Registered

  • • Registered tax agent
  • • CPA/CA qualified accountants
  • • Professional indemnity insurance
  • • Continuous professional development

Privacy Protected

  • • Only assigned accountant sees your data
  • • GDPR & Privacy Act compliant
  • • Never shared with third parties
  • • You own your data

Ready to Get Started?

Join Australian businesses who've replaced their entire compliance stack with Nymbo