Stop paying for software
Start paying for outcomes
AI + Accountant bookkeeping that replaces Xero, your bookkeeper, and your accountant — for one flat monthly price.
Human Verified
Every Number
ATO Registered
Tax Agents
AI + Human
Oversight
Bank-Grade
Security
3-5 Business Days
Review Time
Accuracy
Guarantee
Sound Familiar?
The hidden costs of managing Xero + Bookkeeper + Accountant
Missed BAS Deadlines
Your bookkeeper didn't finish on time. Now you're facing ATO penalties and stress you didn't need.
Coordination Chaos
Endless emails between Xero, bookkeeper, and accountant. Who's handling what? Who's responsible?
Surprise Invoices
"Extra work" charges you didn't expect. Budgeted $300, actually paid $500. Where did that come from?
Software Isn't Enough
Xero is complex and expensive, but you still need to pay for a bookkeeper AND an accountant anyway.
There's a Better Way
One platform that combines AI speed with human accuracy. Everything included. Fixed monthly price.
See How Nymbo WorksYou're Still Paying Three People to Do One Job
The old model creates confusion, delay, and double-handling — and you pay more for less clarity
Old Stack
Complex software that still requires help
Manual data entry, slow turnaround
Annual bill spread monthly, surprise fees
New Stack
Lightning-fast categorization, plain English
Full reconciliation by our team
ATO-registered review & lodgement
💰 Save $200-400 per month
One platform. One team. One monthly bill. No coordination overhead, no surprise fees.
How It Works
From bank statements to lodged BAS in three simple steps. Most businesses complete their bookkeeping in under 5 minutes.
Upload & Sync
Connect your bank via Open Banking or upload CSV/PDF statements. Transactions appear instantly in a simple spreadsheet interface.
✓ CBA, NAB, Westpac, ANZ supported
✓ Real-time bank sync
✓ CSV/PDF upload alternative
🔒 Your data: Encrypted with bank-grade 256-bit SSL, stored on AWS Sydney servers
Categorise Lightning-Fast
Type transaction nature in plain English. AI auto-fills similar transactions instantly. Process 200+ transactions per minute.
⚡ 200+ transactions/minute
Privacy: Only your assigned accountant sees your data. We catch mistakes you make.
We Review & Lodge
Accountants review, reconcile, and prepare your BAS & ITR. Questions raised via dashboard. Then we lodge directly with the ATO.
✓ AI classifies transactions
✓ Registered agent reviews
✓ Full reconciliation
✓ Lodged with ATO
Guarantee: If we make an error, we pay any ATO penalties — not you
Your total time
Transactions/minute
Accuracy rate
ATO compliant
Ready to save hours every month?
Save hours every month with AI + Accountant bookkeeping that replaces your entire compliance stack
The Two-Layer Credibility Stack
Automation you can trust — because accountants check every number
Human Verification Layer
ATO-registered accountants review every transaction, reconcile your accounts, prepare your BAS and tax returns, and lodge directly with the ATO
AI Automation Layer
Smart pattern recognition categorizes transactions in plain English. Auto-fill handles similar entries instantly — process 200+ transactions per minute
= Speed + Accuracy + Confidence
AI handles the tedious work at lightning speed. Humans ensure compliance and accuracy. You get both efficiency and peace of mind.
Not Just Software
Unlike Xero, every number is verified by a qualified accountant before lodgement
Not Just Automation
AI saves you time, but human expertise ensures ATO compliance and accuracy
Best of Both Worlds
Lightning-fast processing with professional accountant oversight — all included
Why Switch to Nymbo?
AI + Accountant bookkeeping that replaces your entire compliance stack — for one flat monthly price
Human + AI accuracy
AI classifies, experienced accountants review. Every BAS and ITR is checked by ATO-registered tax agents before lodgement.
- ATO-registered tax agents
- 100% transaction review
- Full reconciliation before lodgement
BAS, ITR & financials — all included
We handle quarterly BAS, annual income tax returns, and generate financial reports. All lodged with the ATO on your behalf.
- Quarterly BAS prep & lodgement
- Annual ITR prep & lodgement
- Financial reports included
200+ transactions per minute
Industry-leading speed with smart auto-fill. Categorise an entire month of transactions in 2-3 minutes. What used to take hours now takes minutes.
- Smart keyword sorting & grouping
- Instant auto-fill for similar transactions
- Spreadsheet-like interface
Plain English, no jargon
Type "coffee with client" once and AI categorises all 47 café transactions. Describe transactions naturally—no accounting knowledge required.
- No accounting knowledge required
- AI understands natural language
- Learns from your first few entries
Secure Open Banking sync
Connect your bank account directly or upload CSV/PDF statements. Bank-grade encryption keeps your data safe.
- Real-time transaction sync
- Major Australian banks supported
- CSV/PDF upload alternative
Simple monthly pricing
From $79/month, everything included. Optional payroll at $20/employee/month. No per-transaction fees, no surprises.
- Unlimited transactions
- No lock-in contracts
- Cancel anytime
Ready to simplify your business bookkeeping?
Replace Xero, your bookkeeper, and your accountant — save $200-400/month with AI + Accountant bookkeeping.
How We Keep You Compliant
Complete transparency into our review process — so you know exactly who's handling your books
Meet Your Review Team
Every Nymbo client is assigned an ATO-registered tax agent with minimum 5 years experience in Australian small business compliance. Your accountant reviews 100% of your transactions, prepares your BAS and tax returns, and lodges directly with the ATO on your behalf.
What Gets Reviewed (Everything!)
Every Transaction
Your accountant reviews every single transaction you've categorised — checking for:
- ✓Correct GST treatment
- ✓Proper category assignment
- ✓Supporting documentation
- ✓Deductibility compliance
Full Reconciliation
Before preparing your BAS or return, we reconcile:
- ✓Bank statements vs ledger
- ✓GST collected vs GST paid
- ✓Outstanding invoices/bills
- ✓Opening/closing balances
Before Lodgement
Final compliance checks before lodging with ATO:
- ✓ABN/TFN verification
- ✓Calculation accuracy double-check
- ✓Compliance with current tax law
- ✓Your approval obtained
How We Communicate
Clear, simple workflow with no confusion
You Submit
Complete your categorisation and click "Submit for Review"
We Review
Your accountant reviews within 3-5 business days
Questions Raised
Any queries appear in your dashboard (typically <5 questions)
We Lodge
After your approval, we lodge directly with the ATO
100% Accuracy Guarantee
If our accountant makes an error, we pay any ATO penalties — not you
On-Time Lodgement
We lodge on time or your next month is free. Never miss a deadline again
Direct Support
Message your accountant anytime via dashboard. Response within 1 business day
Why Nymbo Wins
See how we compare to traditional accountants and DIY software
The True Cost of "The Old Stack"
Traditional Stack (Monthly)
❌ Multiple logins & coordination
❌ Surprise "extra work" charges
❌ Unclear accountability
Nymbo All-In-One (Monthly)
✓ One login, one dashboard
✓ Fixed price, no surprises
✓ Clear accountability — we handle it all
💰 Save $200-400 per month
That's $2,400-$4,800 per year by consolidating your compliance stack
| Feature | NymboOur Platform | TraditionalAccountant | DIY SoftwareXero / MYOB |
|---|---|---|---|
| Cost | |||
| Monthly Price | $79-$249 | $200-$500+ | $25-$150 |
| Setup Fees | $0 | $100-$500 | $0 |
| Hidden Fees | None | Often | Add-ons costly |
| Time & Efficiency | |||
| Categorisation Speed | 200+/min | Manual | 10/min |
| Setup Time | 5 minutes | 1-2 hours | 2-4 hours |
| Monthly Time Required | 5-10 min | 30-60 min | 2-4 hours |
| Features & Support | |||
| AI Categorisation | Basic | ||
| Human Review | |||
| BAS Preparation | |||
| BAS Lodgement | |||
| ITR Lodgement | |||
| Plain English Interface | |||
| Open Banking Sync | Limited | ||
| Unlimited Transactions | Varies | ||
| Experience | |||
| Accounting Knowledge Required | None | Some | Advanced |
| Learning Curve | 5 minutes | 1 hour | 10+ hours |
| Support Response | < 24 hours | 1-3 days | Forum only |
Cost
Monthly Price
Nymbo
Traditional
DIY
Setup Fees
Nymbo
Traditional
DIY
Hidden Fees
Nymbo
Traditional
DIY
Time & Efficiency
Categorisation Speed
Nymbo
Traditional
DIY
Setup Time
Nymbo
Traditional
DIY
Monthly Time Required
Nymbo
Traditional
DIY
Features & Support
AI Categorisation
Nymbo
Traditional
DIY
Human Review
Nymbo
Traditional
DIY
BAS Preparation
Nymbo
Traditional
DIY
BAS Lodgement
Nymbo
Traditional
DIY
ITR Lodgement
Nymbo
Traditional
DIY
Plain English Interface
Nymbo
Traditional
DIY
Open Banking Sync
Nymbo
Traditional
DIY
Unlimited Transactions
Nymbo
Traditional
DIY
Experience
Accounting Knowledge Required
Nymbo
Traditional
DIY
Learning Curve
Nymbo
Traditional
DIY
Support Response
Nymbo
Traditional
DIY
Ready to make the switch?
Replace your entire compliance stack and save $200-400/month with AI + Accountant bookkeeping
Why Choose Nymbo?
AI + Accountant bookkeeping that replaces your entire compliance stack — for one flat monthly price.
AI-powered speed
Lightning-fast transaction categorization in plain English. Process 200+ transactions per minute. What used to take hours now takes minutes.
Accountant-verified accuracy
ATO-registered tax agents review 100% of transactions, prepare your BAS and tax returns, and lodge directly with the ATO. Human oversight on every lodgement.
All-inclusive pricing
From $79-249/month for everything — platform, bookkeeping, and accountant included. Save $200-400/month vs traditional stack. No lock-in, no surprises.
Registered tax agent
Professional compliance and expert review on every lodgement
Year-round support
Responsive help from real accountants when you need it
No hidden fees
Transparent pricing with flexible add-ons only when needed
Serving Australian Businesses Nationwide
From Sydney to Perth, Melbourne to Brisbane—Nymbo provides AI + Accountant bookkeeping services to small businesses across all of Australia.
Online service available to all Australian businesses • ATO-registered across all states and territories
Perfect for Your Industry
We understand the unique bookkeeping and tax requirements of different industries across Australia.
Tradies & Contractors
Plumbers, electricians, builders
Consultants
IT, business, marketing consultants
E-commerce
Online stores and retailers
Professional Services
Lawyers, accountants, architects
Also serving: Property investors, rental businesses, freelancers, creative professionals, healthcare practitioners, hospitality businesses, and more.
Whether you're a sole trader in Sydney, a company in Melbourne, or a trust in Brisbane—our AI + Accountant system adapts to your specific industry needs and Australian tax obligations.
Plans & Pricing
One platform. One price. Zero bookkeeping stress.
Reconcile in plain English. We review, lodge, and keep you compliant — for less than Xero alone.
First BAS Free for New Subscribers!
Sign up for Growth or Strategic Partner plan today and get your first BAS preparation and lodgement completely free. Save up to $747 in value!
✓ No credit card required • ✓ Cancel anytime • ✓ Offer ends March 31, 2025
Pay Less. Get More.
Traditional Model
$370-650
per month
- ❌ Multiple bills
- ❌ Coordination overhead
- ❌ Surprise costs
- ❌ Unclear accountability
Nymbo All-In-One
$79-249
per month
- ✓ One monthly bill
- ✓ Everything included
- ✓ No surprises
- ✓ We handle it all
💰 Save $200-400/month = $2,400-$4,800/year
Essential
Turnover under $75K
Perfect for: Sole traders and micro businesses who just want compliance handled simply.
- AI-assisted reconciliation in plain English
- Annual accountant review before lodgement
- Annual BAS (if GST-registered)
- Annual ITR/CTR lodgement
- Financial summary (P&L + Balance Sheet)
- Platform access + dashboard
- Email support
- Payroll add-on available (+$20/payrun/employee)
Growth
Turnover under $150K
Perfect for: Small business owners who want accurate books, quarterly BAS, and direct accountant support.
- Everything in Essential, plus:
- Quarterly accountant review & BAS lodgement
- Quarterly management reports (cash flow, trends, forecasts)
- Annual tax planning meeting
- Monthly data sync + health checks
- Enhanced insights dashboard
- Priority support (48-hour response)
- Payroll for up to 3 employees included
Strategic Partner
Turnover up to $1M
Perfect for: Established businesses ready for proactive tax strategy and continuous oversight.
- Everything in Growth, plus:
- Continuous review by senior accountant
- Annual tax planning session (included)
- Tax deduction maximiser review
- Monthly management reports (P&L, trends, variance)
- Full financial statements & compliance review
- Priority turnaround (<24 hours)
- Dedicated accountant contact
- Payroll for up to 5 employees included
How Our Subscription Works
BAS Preparation & Lodgement
For Growth and Strategic Partner plans with quarterly BAS:
- •Monthly fees are paid upfront for the quarter
- •Example: Growth plan ($129/mo) = $387 per quarter
- •Includes full bookkeeping, review, BAS prep & ATO lodgement
Income Tax Return & Financial Statements
For all plans with annual tax return lodgement:
- •Monthly fees are paid upfront for the financial year
- •Example: Essential plan ($79/mo) = $948 per financial year
- •Includes year-end accounts, tax return prep & ATO lodgement
Simple pricing: No hidden fees, no surprise charges. Everything is included in your subscription.
Not Sure Which Plan Fits?
We'll match you instantly based on your GST status, turnover, and number of employees.
Plan Comparison
| Feature | Essential | Growth ⭐ | Strategic |
|---|---|---|---|
| Recommended Turnover | < $75K | < $150K | < $1M |
| AI-assisted Reconciliation | |||
| Accountant Review | Annual | Quarterly | Continuous |
| BAS/IAS Lodgement | Annual / N/A | Quarterly | As needed |
| Tax Return (ITR/CTR) | |||
| Management Reports | Quarterly | Monthly | |
| Tax Planning | Add-on | Meeting | |
| Deduction Maximiser | |||
| Payroll Included | Add-on | ≤ 3 staff | ≤ 5 staff |
| Support | 48h priority | <24h direct | |
| Dedicated Accountant | |||
| Price (AUD/month) | $79 | $129 | $249 |
Quick Comparison
Stop paying for software. Start paying for outcomes.
Replace Xero, your bookkeeper, and your accountant — save $200-400/month with AI + Accountant bookkeeping.
Registered Tax Agents
ATO approved and compliant
ATO Compliant
100% lodgement guarantee
Australian-Based
Local accountants who understand your business
All prices in AUD. GST applies. Payroll add-on: $20 per payrun per employee (beyond included employees). No lock-in contracts.
Your Safety Net — 100% Risk-Free
We stand behind our service with iron-clad guarantees that protect you completely
100% Accuracy Guarantee
If our accountant makes an error that results in ATO penalties, we pay them — not you.
Professional indemnity insured
30-Day Money-Back
Not satisfied for any reason? Full refund within 30 days. No questions asked.
100% risk-free trial
On-Time Lodgement
We lodge on time, or your next month is free. Never miss a deadline again.
Guaranteed compliance
No Lock-In Contract
Cancel anytime. No cancellation fees. No lengthy contracts. Total flexibility.
Month-to-month billing
First BAS Free
New Growth or Strategic customers get their first BAS completely free — save up to $747!
Limited time offer
We Carry the Risk, You Get the Peace of Mind
Unlike DIY software or traditional accountants, we guarantee accuracy and on-time lodgement. If anything goes wrong, we take full responsibility.
Frequently Asked Questions
Everything you need to know about our AI + Accountant bookkeeping and tax platform
No. Nymbo replaces your software AND your accountant. AI handles the data categorization to save you time, but qualified ATO-registered accountants verify every transaction, prepare your BAS and tax returns, and lodge everything with the ATO. You get both speed and human expertise — not just empty software.
Still have questions? We're here to help.
Get Started Today
Ready to simplify your bookkeeping and stay compliant? Our expert team is here to help.
Get In Touch
Our ATO-registered accountants are ready to handle your bookkeeping, BAS, and tax lodgement. Book a free consultation to find the right plan for your business.
Call Us
1300 166 777Email Us
help@nymbo.com.auBusiness Hours
Monday - Friday: 9:00 AM - 5:00 PM
Saturday: By appointment
🎁 First BAS Free - Limited Time!
From $79/month • No lock-in • Claim now